Auto
Protection for your vehicle and the road ahead, tailored around how and what you drive.
Serving clients across Texas
Insurance made personal.
I'm Michael Fourquet, an independent insurance producer with TWFG. I help Texans protect their homes, vehicles and businesses with straightforward guidance and responsive service.
Personal & commercial
Independent guidance
Direct, responsive service
Personal insurance
Cover your everyday.
Your insurance should keep pace with real life. We'll talk through the people, property and responsibilities you want to protect—without making the process harder than it needs to be.
Home
Coverage considerations for your home, belongings and personal liability in one clear conversation.
Flood
A separate look at flood risk and available protection, because standard home coverage may not include it.
Commercial insurance
Built for working businesses.
I have a special focus on businesses that sell, service, move, store or care for vehicles—including mobile operations—along with HVAC contractors and other Texas businesses.
Garage & vehicle-service businesses
Garage insurance reaches well beyond repair shops. It can be shaped for dealerships, towing and roadside services, body shops, tire and glass businesses, car washes, detailers, parking and valet operations, plus mobile mechanics, mobile windshield crews and mobile detailers.
- Garage liability
- Garagekeepers / customer vehicles
- Dealers' open-lot inventory
- Commercial & service vehicles
- Tools, equipment & property
- Completed-work exposures
HVAC contractors
Coverage conversations shaped around crews, service vehicles, installation work and valuable equipment in motion.
- General liability
- Commercial auto
- Workers' compensation
- Tools & equipment
- Business property
- Jobsite exposures
Michael FourquetIndependent Insurance Producer
A direct point of contact
Business is personal. Your insurance service should be too.
I'm building my practice one relationship at a time, helping individuals, families and business owners across Texas make informed insurance decisions. My goal is simple: listen first, explain the options clearly and be reachable when you need help.
Whether you're protecting a first home, adding a vehicle or growing a dealership, towing company, fixed shop, mobile vehicle-service business or HVAC operation, you'll work directly with me from the first conversation forward.
Independent Insurance Producer with TWFG · Serving all of Texas
Policyholder service
Help after the policy begins.
Need assistance with an existing policy? Reach out directly and I'll help you understand the next step.
Email MichaelPolicy changes
Updates to vehicles, drivers, property or business details.
Billing questions
Questions about a bill, payment or policy document.
Claims help
Guidance on where to report a claim and what information to gather.
Start a conversation
Tell me what you need to protect.
Complete the form and send it straight to me — no extra steps. Or contact me directly.